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Loftis & Wetzel Corporation Blog: coverage

View the latest blog posts from Loftis & Wetzel Corporation.

If you have ever considered purchasing homeowners insurance on a home, you probably encountered a discussion about the “value” of your home. You might be thinking that a home you purchased for $200,000 should reasonably be insured for $200,000-- but your insurance agent might have wanted to talk in higher numbers. READ MORE >>

Congratulations on your new vehicle purchase! Or maybe you are thinking about a new purchase-- in which case, I applaud your forward thinking! But now, you surely have questions about what your insurance will do once you make the purchase. The answer to your questions all depend on the circumstances under which you buy the new vehicle. READ MORE >>

The sunroof on a vehicle is a nice benefit to the car. It can also pose a high risk in some situations. Auto insurance may cover some loss related to your sunroof. However, this depends on the type of insurance you have. The sunroof is a bit different than the vehicle's windows. READ MORE >>

There's no perfect way to determine how much term life insurance you need. However, when you consider your current and expected future needs, you can make good estimates. Here are five questions to consider when determining how much coverage you want: How old am I now? READ MORE >>

When you get a job, you often have some guarantee of employee benefits. You might be able to have health coverage, savings plans and other benefits. The way companies determine benefits is often based on a combination of law and personal preference. If you are a business owner, consider the different ways you can offer employee benefits. READ MORE >>

A commonly overlooked aspects of home maintenance is garage door upkeep. Garage doors don’t last forever. Additionally, when homeowners use garage doors regularly, their lifespan shortens significantly. As the garage door ages, many people may encounter any of the following safety issues. READ MORE >>

The U.S. Department of Agriculture’s census estimated that there were over two million farms in the United States in 2012. Farms covered 915 million acres. American agriculture generates food, raw materials and livestock that help drive our economy. Farming is a massive industry. READ MORE >>

During the winter months, our exposure to sickness rises. The flu, the common cold and a host of other illnesses can put us all at risk. Among these is pneumonia. Pneumonia is a lung infection that causes the lungs to inflame and fill with congestion. The symptoms can range from mild to severe, but pneumonia can be deadly if left untreated. READ MORE >>

Life insurance helps cover the cost of many final expenses. It also can replace the income of a breadwinner and allow survivors to sustain their lifestyle. However, there are many hidden benefits to owning a life insurance policy. Many people may be unaware of the benefits, including the following. READ MORE >>

Many business owners examine their financial reports to determine the best way to improve their bottom line. They may consider reducing hours or laying off workers when revenue isn't where it should be. However, their employees are the best way to increase their business revenues. READ MORE >>

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